feds.humana.comFederal Employee and Retiree Health Benefits (FEHBP) - HUMANA

For the best experience on Humana.com, we suggest upgrading to the latest version of your preferred browser. Close Humana.com (opens in new window) Menu Feds Medical Medical Plan Information Medical Plans Medical information for new employees Dental Dental Dental Plans Dental information for new employees TRICARE TRICARE Dental information for new TRICARE retirees Health & Wellness Non-federal benefits Contact us Humana.com (opens in new window) Main menu Health and wellness benefits for Federal employees Get the latest updates on COVID-19 Learn more about COVID-19, how to assess your risk, and what we're doing to help support our members. https://www.humana.com/coronavirus (link opens in new window) The Federal Employees Dental and Vision Insurance Program (FEDVIP) has expanded eligibility to include certain TRICARE eligible individuals. Check out the most commonly asked questions pertaining to the Humana Dental Federal Advantage plan or call customer service at 1-877-692-2468. Your personal path to better health Humana provides competitive Medical and Dental benefits with a wide network of providers. Our emphasis on preventive health and rewards for healthy behavior turns your insurance plan into a complete health benefit. Explore your benefits Medical See Medical plans Dental See Dental plan Answers for new employees Learn more about your new benefit options, find answers to common questions about health insurance, and more. See Medical benefit info See Dental benefit info What's New 2020 FEHB Pharmacy benefits moving to Rx5 (does not apply to Puerto Rico) 2020 Federal Dental plan – annual max increase 2020 Virtual Benefits Fair 2020 Rx5 Drug List​ (opens PDF file) (opens in new window) 2020 Rx4 Traditional Drug List Puerto Rico Only (opens in new window) Non-federal benefits available As a federal employee, you and your eligible family members may have access to additional benefits. Explore non-federal benefits More resources Understand insurance Get the most from your new Humana benefits. Get started with Insurance 101 (link opens in new window) Frequently asked questions (opens in new window) Find a provider Locate in-network doctors and dentists in your area. Find a physician (link opens in new window) Find a dentist (link opens in new window) Find a Puerto Rico physician (opens in new window) Health and wellness Complete your Health Assessment now and learn how you can take charge of your health! Learn more about health & wellness (opens in new window) Have questions? Contact us © Humana 2020 © Humana 2020 About Humana (opens in new window) Company Information (opens in new window) Newsroom (opens in new window) Investor Relations (opens in new window) Careers (opens in new window) Public Policy (opens in new window) Members (opens in new window) Employers (opens in new window) Agents (opens in new window) Providers (opens in new window) Pharmacists (opens in new window) Support (opens in new window) Contact Humana (opens in new window) Legal (opens in new window) Privacy Practices (opens in new window) Internet Privacy Statement (opens in new window) Licensure (opens in new window) Fraud, Waste & Abuse (opens in new window) Rights & Responsibilities This is a summary of the features of the Humana HMO, CoverageFirst and Value Plan. Before making a final decision, please read the Plan’s Federal Brochure (RI 73-829, RI 73-025, RI 73-070, RI 73-278, RI 73-862, RI 73-883, RI 73-871 and RI 73-054). All benefits are subject to the definitions, limitations and exclusions set forth in the Federal Brochure. “Humana” is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state. Humana legal entities that offer, underwrite, administer or insure insurance products and services Humana legal entities that offer, underwrite, administer or insure insurance products and services Group Medical Humana group medical plans are offered by Humana Medical Plan, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Health Plan of Ohio, Inc., Humana Health Plans of Puerto Rico, Inc. License # 00235-0008, Humana Wisconsin Health Organization Insurance Corporation, or Humana Health Plan of Texas, Inc. - A Health Maintenance Organization, or insured by Humana Health Insurance Company of Florida, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company, Humana Insurance Company of Kentucky, Humana Insurance of Puerto Rico, Inc. License # 00187-0009, or administered by Humana Insurance Company or Humana Health Plan, Inc. For Arizona Residents, plans are offered by Humana Health Plan, Inc. or insured by Humana Insurance Company. Administered by Humana Insurance Company. Group Dental Humana group dental plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, Humana Health Benefit Plan of Louisiana, The Dental Concern, Inc., Humana Medical Plan of Utah, CompBenefits Company, CompBenefits Insurance Company, CompBenefits Dental, Inc., CompBenefits of Georgia, Inc. or DentiCare, Inc. (DBA CompBenefits). Group Life Humana group life plans are offered by Humana Insurance Company, Humana Insurance Company of Kentucky, or Kanawha Insurance Company. Long Term Disability and Short Term Disability Humana long term disability and short term disability plans are offered by Kanawha Insurance Company or Humana Insurance Company. Workplace Voluntary Benefits Humana Cancer, Critical Illness, Accident, Hospital Indemnity, Life and Disability Income plans are insured by Humana Insurance Company, Kanawha Insurance Company, or Humana Insurance Company of New York. Please click here (link opens in new window) to view a complete list of the legal entities that offer, underwrite, administer or insure insurance products and services. For group plans, please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description) for more information on the company providing your benefits. Statements in languages other than English contained in the advertisement do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority. Limitations and exclusions Our health benefit plans, dental plans, vision plans, life and supplemental plans, workplace voluntary benefit products, long term disability plans, and short term disability plans may have waiting periods, exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of coverage, call or write your Humana or your Humana insurance agent or broker. NAIC (COB determination rules) The most common rules for determining the order of payment are the Non-Dependent / Dependent Rule, the Active/ Inactive Rule and the Birthday Rule. Non-dependent / Dependent Rule: The plan that covers an individual as an enrollee or subscriber is the primary payer over a plan that covers an individual as a dependent, for example, as a spouse. Active/ Inactive Rule: The plan that covers an individual as an active employee or as the dependent of an active employee is the primary payer over the plan that covers the individual as a retired or laid off employee or as the dependent of such an employee. Birthday Rule: This rule determines whether a plan is primary or secondary for a dependent child who is covered by both parents' benefit plans and those parents live together. The plan covering the parent whose birt...